Fee Schedule

Fee Schedule 2017-12-11T19:43:22+00:00

Fee Schedule (Revised) Effective October 1, 2015

Share/Share Draft

Copy of statement……..$5.00
Copy of Share Draft……..$3.00 per check
Checking acct. closed by Credit Union……..$25.00
Dormant share acct………$40.00 per year
Early X-Mas Club withdrawal……..$17.00
New membership closed within 90 days, $5.00 deposit not refunded
Stop Payment on Share Draft……..$40.00 per item
ACH Stop Payment……..$40.00 per item
Second Chance Checking Account……..$15.00
monthly for first year
Checking Acct. with low/no activity……..$2.00 per month
Home banking PIN reminder……..$3.00

Abuse Fees

NSF Fee……..$38.00 per item
NSF Fee on ATM/Debit Card……..$42.00 per item
Honor NSF item……..$42.00 per item
Additional $25.00 fee per item honored when your account is overdrafted over $250.00
Returned Deposit Item……..$42.00
Automatic Transfer from Overdraft Protection……..$14.00 per transfer
Share/Share draft account showing negative balance greater than seven days continously……..$10.00 per day
Member requests account to OD/cash advance when ACH credit is pending within 24 hours (at credit union discretion)……..$50.00

Safe Deposit Boxes

One Time Fee……..$50.00 paid at opening
Key Replacement……..$20.00
Drilling Fee……..$165.00
Late Rental Payment……..$25.00
Safe Deposit Boxes per year:
– Small (3×5)……..$31.88
– Medium (3×10)……..$40.38
– Large (5×10)……..$49.94
– X-Large (10×10)……..$69.07

Lending Fees

Loan Application Processing Fee……..$55.00
Refinance CU loan fee……..$5.00 per loan in addition to the Loan Processing Fee
Stretch Your Pay Processing Fee……..$45.00
Loan Payment Reversal……..$10.00
Skip-A-Pay……..$50.00 per loan
Loan Payment Returned NSF……..$45.00
Loan Payment Returned NSF……..$45.00
Insurance research……..$25.00 per week
A $50.00 fee will be charged if Credit Union processes a loan and member declines
Home Equity Disbursement fee……..$5.00
Reinstatement fee on Overdraft Protection Loan……..$30.00

Visa Fees

Lost/Stolen Card Replacement……..$10.00
Overnight Card……..$30.00
Returned Visa Payment……..$45.00

ATM/Debit Card Fees

Card Replacement……..$10.00
Debit card PIN reset……..$3.00
Overnight Card……..$30.00
ATM Withdrawal……..$1.50 per transaction

Miscellaneous Fees

Trans-Union credit report with score……..$14.00
Verification letter……..$3.00
Garnishment, levies, support payments……..$20.00
Non-Member check cashing……..$9.00 per check
Check cashing with account balance of <$100……..$9.00 per check
Bad address fee……..$5.00 per item
Money order……..$4.00 each
Official check……..$4.00 each
Wire Transfer – $25.00 per outgoing wire
Wire Transfer – $10.00 per incoming wire
Acct. reconciliation……..$30.00 per hour
Send/Receive fax……..$2.00 per page
Copies……..$0.10 per page