SAVINGS RATES   

Account APY Min. Balance
Share Account .15% $100.00 and over
Christmas Account   No minimum - No dividend
Checking Account   No minimum - No dividend - No service fees

Certificates

Account APY Min. Balance
12-Month 0.50 $500.00 minimum
24-Month 1.00 $500.00 minimum
  • Overdraft line of credit on checking limit is $500.00 18% rate.
  • Visa Credit Card up to $5000.00 (no annual fee) starting at 12.96% rate.
  • Shared Secured Loan (rate varies depending on dividend rate) 3% over dividend rate.
  • CD Secured Loan 1.9%, term varies.