Privacy Statement      

Middletown Area Schools, your member owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals.  We are equally committed to protecting the privacy of our members.   Under federal law, we are required to give you this privacy notice.  It describes our credit union's privacy policy and practices concerning the personal information we collect and disclose about our members.

 

If after reading this notice you have questions, please contact us at:

513.422.2392 or toll free 1.888.805.2825

 

or write to:

 

Mary Lawson
Middletown Area Schools

1730 Central Avenue

Middletown, OH 45044

 


Information We Collect About You 
We collect nonpublic personal information from many sources, including member applications and other applications for products and services, from those who do business with us or with our vendors, and from consumer reporting agencies.  Credit Union will collect only the personal information that is necessary to conduct our business.

Information We Disclose
We do not disclose or sell information to non-affiliated businesses or third parties desiring access to our member information. We may disclose information we collect about you under circumstances as permitted or required by law.  These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.

We are committed to provide you with competitive products and services to meet your financial needs, which necessitates that we share information about you with our affiliates, to complete your transactions and to provide you with certain financial opportunities.  We have also entered into agreements with other companies that provide either services to us or additional financial products for you to consider.  Under these agreements, we may disclose information we collect to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements.  To protect your privacy, we require these companies to agree to maintain strong confidentiality protections and we prohibit their use of this information other than to carry out the purposes for which it is disclosed.

If you terminate your membership with Credit Union, we will not share information we have collected about you, except as permitted or required by law. 

How We Protect Your Information
We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data.  Our employees, members of the Board of Directors and Committee Members shall maintain confidentiality and member privacy.  We maintain physical, electronic, and procedural safeguards that comply with federal regulations and industry practices to safeguard your nonpublic personal information.

 

What Members Can Do to Help

Middletown Area Schools is committed to protecting the privacy of its members.  Members can help by following these simple guidelines:

 

Protect your account number, plastic card numbers, PINS (personal identification numbers) or password.  Never keep your PIN with your card, which can provide free access to your accounts if your card is lost or stolen.

 

Use caution when disclosing your account numbers, social security numbers, etc. to other persons.  If someone calls you explaining the call is on behalf of the credit union and asks for your account number, you should beware.  Official credit union staff will have access to your information and will not need to ask for it.

 

Keep your information with us current.  If your address or phone number changes, please let us know.  It is important that we have current information on how to reach you.  If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately.

 

Let us know if you have questions.  Please do not hesitate to call us - we are here to serve you!

Linking to Other Web Sites
Credit Union is not responsible for the content of any third party Web site or the privacy practices of such third parties.  In addition, a link from our Web site to another Web site does not indicate that the Credit Union endorses the services or policies of such third party Web site.  You should always investigate  the information practices of all Web sites that you access and carefully examine the privacy policies, if any, of the Web sites appearing on or linking to or from our Web site.  Information collected from the linked Web sites will be subject to the information practices of those Web sites.