Effective April 1, 2017

*** All standard loan rates will be listed in black. All specials will be posted in red throughout the year. All vehicle rates include motorcycles, watercraft, and recreational vehicles. New vehicle rates include untitled vehicles with 7,500 miles or less. With any vehicle loan, you may be required to purchase GAP. If the vehicle is used and cannot be booked out on, you may be required to get an appraisal on the vehicle. We cannot do a loan on a vehicle with a rebuilt salvage or salvage title. Rates listed are a starting advertised rate as MASCU uses Risked Based Lending. Please call the Credit Union for more information. ***

Check out our bulletin board for more loan specials!


  Credit Union Auto Club


Guaranteed Asset Protection (GAP) Insurance

Are you financing or leasing your car, light truck, or SUV? Did you know that if it’s totaled or stolen, YOU COULD FACE A FINANCIAL RISK that your auto insurance policy may not cover? Guaranteed Asset Protection (GAP) coverage protects you against this risk!

In the event of theft or total loss of your vehicle, most insurance companies only pay the Cash Value of the vehicle at the time of the loss. Your remaining loan balance could be much greater than the Cash Value of your vehicle creating a DEFICIENCY OF SEVERAL THOUSAND DOLLARS THAT YOU’RE LIABLE FOR! What is the “GAP” on your vehicle? You may be surprised at the answer!

MASCU is now offering this insurance to our members at an awesome low rate of $325.00. This can be added to your loan and would only add on a couple of dollars to your monthly loan payment. This is a great savings compared to the thousands you may be out if something happens to your vehicle.


You will now be able to take advantage of our Skip-A-Pay program, up to six in the life of a loan, without affecting your Gap coverage. Plus, if you were to total your vehicle and refinance with the Credit Union within 90 days, we will give you $1000.00 to use a down payment on your new vehicle.

Contact us at 513-422-2392 or for more information.


Loan Type Best Rate Max Term
New Vehicle as low as 2.5% 36 Months - 60 Months
New Vehicle over $20,000 as low as 2.75% 72 Months

New Vehicle $25,000

as low as 3.5% 84 Months
Used Vehicle 2013-newer as low as 3.0% 36 Months - 60 Months
Used Vehicle 2013-newer over $20,000 as low as 3.5% 72 Months
Used Vehicle 2013-newer over $25,000 as low as 4.5% 84 Months
Used Vehicle 2011-newer as low as 4.5% 36 Months - 60 Months
Used Vehicle 2011-newer over $20,000 as low as 4.75% 72 Months
Used Vehicle 2011-newer over $25,000 as low as 5.25% 84 Months
Used Vehicle 2010 & older as low as 5.0% 60 Months
Unsecured Signature Loan - Up to $5000.00 as low as 13.0% 60 Months

College Loan  - Up to $5000.00

*No Deferment Period

*Loan will not be processed without college bill verification

as low as 8.00% 60 Months
Overdraft Protection Loan - up to $500.00 standard rate of 15.00% $50.00 per Month

Visa Credit Card

$500.00 - $5000.00 Line of Credit

standard rate of 12.96%  
CD Secured 3% over rate of Share Certificate used for security

                ** Please call for details.